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ALICE IN MICHIGAN A FINANCIAL HARDSHIP STUDY
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THE UNITED WAYS OF MICHIGAN,Albion Homer United Way United Way of Bay County. Allegan County United Way United Way of Clare Gladwin Counties. Barry County United Way United Way of Delta County. Branch County United Way United Way of Dickinson County. Capital Area United Way United Way of Genesee County Shiawassee. Char Em United Way United Way of Gratiot Isabella Counties. Cheboygan County United Way United Way of Jackson County. Chelsea United Way United Way of Lapeer County, Copper Country United Way United Way of Manistee County. Crawford County United Way United Way of Marquette County. Gogebic Range United Way United Way of Mason County. Greater Huron County United Way United Way of Midland County. Greater Ottawa County United Way United Way of Monroe Lenawee Counties. Heart of West Michigan United Way United Way of Northeast Michigan. Livingston County United Way United Way of Northwest Michigan. Marshall United Way United Way of Saginaw County, Mecosta Osceola United Way United Way of Sanilac County. Ogemaw County United Way United Way of Southwest Michigan. Oscoda Area United Way United Way of St Clair County. Otsego County United Way United Way of the Battle Creek. Plymouth Community United Way and Kalamazoo Region. Roscommon County United Way United Way of the Eastern Upper Peninsula. St Joseph County United Way United Way of the Lakeshore. Tri City Area United Way United Way of Tuscola County. United Way for Southeastern Michigan United Way of Washtenaw County. United Way Montcalm Ionia Counties United Way of Wexford Missaukee Counties. Learn more here https www uwmich org alice,Thanks to Consumers Energy Foundation. Michigan s funding partner,NATIONAL ALICE ADVISORY COUNCIL.
The following companies are major funders and supporters of the United Way ALICE Project. Aetna Foundation Alliant Energy AT T Atlantic Health System Deloitte Entergy. Johnson Johnson KeyBank Novartis Pharmaceuticals Corporation OneMain Financial. RWJBarnabas Health Thrivent Financial Foundation Union Bank Trust UPS U S Venture. i Note In addition to the corporate sponsorships this Report was made possible by the United Ways noted above in bold. LETTER TO THE COMMUNITY,Dear Michiganders, Asset Limited Income Constrained Employed it s a complex term for a population. we know all too well ALICE is the person who works hard to make a living but still. can t seem to make ends meet ALICE has an income above the Federal Poverty. Level FPL but struggles to afford basic household necessities. ALICE is a mother struggling to raise her children while also caring for an aging parent a college student. attending classes by day and waiting tables by night a senior citizen choosing between prescription. medications and groceries, In the five years since the Michigan Association of United Ways released its first ALICE Report Michigan. residents have started to get a clearer picture of their neighbors loved ones friends and acquaintances. than ever before, Through the ALICE Report Michigan policymakers journalists business leaders and charitable. organizations have begun to put a finger on the pulse of the needs of Michiganders We ve identified the. disparity on the balance sheet of Michigan households and have a strong indication of the issues that. plague many hardworking Michigan families, But there is more work to do As you will read in the pages to follow low wages reduced work hours. and depleted savings combined with increased costs of living have made for uneven economic. recovery in Michigan, In releasing our third ALICE Report the Michigan Association of United Ways aims to continue to inform.
the conversation about the real and present needs of our residents the people that local United Ways. and our volunteers serve every day, We remain committed to serving ALICE and all those in need through programs that strive to improve. the health education and financial security of all Michigan residents At the same time we call on our. state s policymakers and business leaders to use the information in the pages to follow to work toward a. Michigan we can all be proud to call home, Mike Larson President and CEO Michigan Association of United Ways. ALICE A GRASSROOTS MOVEMENT, This body of research provides a framework language and tools to measure and understand the struggles of. a population called ALICE an acronym for Asset Limited Income Constrained Employed ALICE represents. the growing number of households in our communities that do not earn enough to afford basic necessities This. research initiative partners with United Ways foundations academic institutions corporations and other state. organizations to present data that can stimulate meaningful discussion attract new partners and ultimately. inform strategies for positive change, Based on the overwhelming success of this research in identifying and articulating the needs of this vulnerable. population this work has grown from a pilot in Morris County New Jersey in 2009 to the entire state of New. Jersey in 2012 and now to 19 states United Ways of Michigan are proud to join the more than 600 United. Ways in these states that are working to better understand ALICE s struggles. Together United Ways government agencies nonprofits and corporations have the opportunity to evaluate. current initiatives and discover innovative approaches that give ALICE a voice and create changes that. improve life for ALICE and the wider community, To access reports from all states visit UnitedForALICE org.
States With ALICE Reports,North Dakota,Washington Montana Minnesota. New Hampshire,South Dakota Wisconsin,Oregon Idaho,Wyoming Michigan Massachusetts. Pennsylvania Rhode Island,Illinois Indiana Ohio Connecticut. Nevada New Jersey,Utah Colorado,Kansas West,Virginia Delaware. Kentucky Virginia Maryland,California,Oklahoma District of.
Arkansas Tennessee North Columbia,Arizona New Mexico. Texas South,Alabama Florida,Louisiana Mississippi,THE ALICE RESEARCH TEAM. ALICE Reports provide high quality research based information to foster a better understanding of. who is struggling in our communities To produce the ALICE Report for Michigan a team of researchers. collaborated with a Research Advisory Committee composed of 11 representatives from across Michigan. who advised and contributed to the report This collaborative model practiced in each state ensures. each report presents unbiased data that is replicable easily updated on a regular basis and sensitive to. local context Working closely with United Ways this research initiative seeks to equip communities with. information to create innovative solutions,Lead Researcher. Stephanie Hoopes Ph D is the lead researcher director and author of the ALICE Reports Dr Hoopes. began this effort with a pilot study of a more accurate way to measure financial hardship in Morris County. New Jersey in 2009 Since then she has overseen its expansion into a broad based state by state research. initiative now spanning 19 states across the country Her research on the ALICE population has garnered both. state and national media attention, Before joining United Way full time in 2015 Dr Hoopes taught at Rutgers University and Columbia University. Dr Hoopes has a doctorate from the London School of Economics a master s degree from the University of. North Carolina at Chapel Hill and a bachelor s degree from Wellesley College. Dr Hoopes is on the board of directors of the McGraw Hill Federal Credit Union and she received a resolution. from the New Jersey General Assembly for her work on ALICE in 2016. Research Support Team, Andrew Abrahamson Ashley Anglin Ph D Max Holdsworth M A Dan Treglia Ph D.
ALICE Research Advisory Committee for Michigan, David Callejo P rez Ed D Rex LaMore Ph D Peter Ruark M S W. Saginaw Valley State University Michigan State University Michigan League for Public Policy. Neil Carlson Ph D Kurt Metzger M A H Luke Shaefer Ph D. Calvin College Data Driven Detroit University of Michigan. David Clifford Ph D Brian Pittelko M P A Bridget Flynn Timmeney M S W. Eastern Michigan University W E Upjohn Institute for W E Upjohn Institute for. Employment Research Employment Research,Huda Fadel M P H Ph D. Blue Cross Blue Shield of Michigan Ren P rez Rosenbaum Ph D. Michigan State University,TABLE OF CONTENTS,EXECUTIVE SUMMARY 1. ALICE BY THE NUMBERS 6,THE HOUSEHOLD SURVIVAL BUDGET 14. ALICE IN THE WORKFORCE 16,ALICE IN MICHIGAN,EMERGING TRENDS 22.
NEXT STEPS 31,INDEX OF FIGURES,Figure 1 Household Income Michigan 2010 to 2017 6. Figure 2 Household Income by Age of Head of Household Michigan 2010 to 2017 8. Figure 3 Households Below ALICE Threshold BAT by Age and Race Ethnicity Michigan 2010 to 2017 10. Figure 4 Single or Cohabiting Under 65 Households No Children Under 18 by Income Michigan 2010 to 2017 11. Figure 5 Families With Children by Income Michigan 2010 to 2017 12. Figure 6 Percent of Households Below the ALICE Threshold by County Michigan 2010 and 2017 13. Figure 7 Household Survival Budget Michigan Average 2017 14. Figure 8 Household Survival Budget Family of Four Michigan Counties 2017 15. Figure 9 Number of Jobs by Hourly Wage Michigan 2017 17. Figure 10 Top 20 Occupations by Employment and Wage Michigan 2010 to 2017 18. Figure 11 Private Sector Employment by Firm Size With Average Annual Wages Michigan 2017 19. Figure 12 Percent Employment by Firm Size Michigan 2017 20. Figure 13 Population Projection Michigan 2010 to 2040 22. Figure 14 Population Inflows and Outflows Michigan 2017 23. Figure 15 Job Projections Michigan 2016 to 2026 27 vi. EXECUTIVE SUMMARY, In Michigan 1 664 606 households 43 percent could not afford basic needs such as housing child. care food transportation health care and technology in 2017. This update of the ALICE Report for Michigan provides the most comprehensive look at the population called. ALICE an acronym for Asset Limited Income Constrained Employed ALICE households have incomes. above the Federal Poverty Level FPL but struggle to afford basic household necessities. The Report describes the cost of basic needs for each county in Michigan the ALICE Threshold as well. as the number of households earning below this amount and focuses on how households have fared since the. Great Recession ended in 2010, Despite overall improvement in employment and gains in median income the economic recovery in Michigan. has been uneven Many ALICE households continue to face challenges from low wages reduced work hours. depleted savings and increasing costs For the many households that earned slightly above the ALICE. Threshold in the past increases in the cost of living and flat wages have pushed them below the Threshold and. into financial hardship The total number of Michigan households that cannot afford basic needs increased 6. percent from 2010 to 2017, This Report focuses on trends that have moved more Michigan families below the ALICE Threshold Key. findings include, Households continue to struggle Of Michigan s 3 935 132 households 14 percent lived in poverty in.
2017 and another 29 percent were ALICE Combined 43 percent 1 664 606 households had income. below the ALICE Threshold, Basic cost of living still on the rise The cost of basic household expenses in the ALICE Household. Survival Budget has increased steadily in Michigan to 61 272 for a family of four two adults with one. infant and one preschooler and 21 036 for a single adult These bare minimum budgets are significantly. higher than the 2017 FPL of 24 600 for a family of four and 12 060 for a single adult The cost of the. average Michigan family budget increased by 27 percent from 2010 to 2017. Changes in the workforce Although unemployment rates are falling ALICE workers are still struggling. Low wage jobs dominate the employment landscape with 61 percent of all jobs in Michigan paying. less than 20 per hour At the same time an increase in contract and on demand jobs is leading to. less financial stability Gaps in wages are growing wider and vary depending on the size and location of. employers as well as the sex gender education sexual orientation and race ethnicity of workers. Emerging trends Several trends could impact the economic landscape for ALICE families. The Changing American Household Baby boomers are aging millennials are making different. lifestyle and work choices than previous generations and patterns of domestic and foreign migration. are shifting These trends are changing both household composition and demands for goods and. MICHIGAN ALICE REPORT 2019, Market Instability A globally connected economy means that economic disruptions and natural. disasters in one part of the world will increasingly have an impact on U S ALICE workers. contributing to employment instability a shifting supply and demand and a disruption in traditional. modes of operation, Health Inequality As health care costs rise there will be increasing disparities in health according. to income and other social determinants of health such as access to health care educational. opportunities and safe neighborhoods Expensive medical advances that are out of reach of lower. income households will only further this divide, The ALICE Report for Michigan offers an enhanced set of tools for stakeholders to measure the real challenges. ALICE households face in trying to make ends meet This information is presented to enable communities to. move beyond stereotypes of the poor and an outdated FPL and instead use this data to inform programmatic. and policy solutions for ALICE households and their communities now and in the future. RESEARCH FRAMEWORK, ALICE is an acronym that stands for Asset Limited Income Constrained Employed comprising.
households with income above the Federal Poverty Level but below the basic cost of living A household. consists of all the people who occupy a housing unit but does not include those living in group quarters. such as a dorm nursing home or prison, The Household Survival Budget calculates the actual costs of basic necessities housing child care. food transportation health care a smartphone and taxes in Michigan adjusted for different counties. and household types, The ALICE Threshold is the average income that a household needs to afford the basic necessities. defined by the Household Survival Budget for each county in Michigan Households earning below the. ALICE Threshold include both ALICE and poverty level households. WHAT S NEW, Every two years a national Research Advisory Committee of external experts scrutinizes the ALICE. methodology and sources This rigorous process results in enhancements to the methodology that ensure. the best local data is presented While these changes impact specific calculations the overall trends have. remained the same, For this Report the following changes have been incorporated. The Household Survival Budget includes technology Technology has become a regular part. of life and smartphones in particular are an expectation for employment The Household Survival. Budget now includes the cost of a basic smartphone plan for each adult. The source for state taxes has been updated To provide greater consistency across states. and to reduce the complexity of calculations while maintaining accuracy the Report uses the. Tax Foundation s individual income tax rates and deductions for each state instead of state level. MICHIGAN ALICE REPORT 2019, tax sources Michigan s Individual Income Tax Forms and Instructions are used to confirm state.
tax deductions and exemptions such as the Personal Tax Credit This change resulted in slight. changes in tax amounts To ensure consistency in change over time comparisons the data for. previous years 2010 2012 and 2015 has been recalculated and is presented in this Report. For example the 2017 Report stated that 1 531 650 households 40 percent had income below the. ALICE Threshold in 2015 and this Report presents that 1 582 810 41 percent had income below. the ALICE Threshold in 2015 2, Change over time ranges have shifted The first ALICE Report measured change before and after. the Great Recession in 2007 and 2010 This Report focuses on the recovery measuring change from. the baseline of 2010 followed by 2012 2015 and 2017. Additional detail is available at the sub county level More ALICE data is available at the local. level on the ALICE website including by subcounty place zip code Public Use Microdata Area and. congressional district See UnitedForALICE org Michigan. METHODOLOGY NOTES, This Report remains focused on the county level because state averages can mask significant differences. between counties For example the percentage of households below the ALICE Threshold ranges from. 30 percent in Eaton County to 61 percent in Lake County The Report examines issues surrounding ALICE. households from different angles to draw the clearest picture with the range of data available Sources. include the American Community Survey the U S Department of Housing and Urban Development. the U S Department of Agriculture the Bureau of Labor Statistics at the U S Department of Labor the. Internal Revenue Service the Tax Foundation and the Michigan Department of Education Office of. Great Start State county and municipal data is used to provide different lenses on ALICE households. These data points are estimates some are geographic averages others are one or five year averages. depending on population size, Due to different rounding conventions in different data sources total percentages may vary by 1. percentage point from 100 percent for a given group Typically we present rounded numbers to make the. ALICE data as clear as possible to a general audience. ALICE Reports follow the U S Census classifications for the largest non White populations Black Asian. Hispanic and American Indian Alaska Native as well as people identifying as two or more races Because. people of any race including Whites can also be of Hispanic ethnicity the ALICE data looks at White. Black Asian and American Indian Alaska Native categories alone i e not also Hispanic as well as at. Hispanic populations, In Michigan ALICE data is only available for White Black Hispanic and Asian populations the American. Community Survey does not provide income data on other race ethnic categories due to the small sample. size of these groups so ALICE statistics are not available In Michigan less than 1 percent of households. identify themselves as American Indian Alaskan Native or Some Other Race and 2 percent identify as. being of Two or More Races American Community Survey 2017. For a more detailed description of the methodology and sources see the Methodology Overview at. UnitedForALICE org methodology For a breakdown of the data by county and municipality see the. County Pages and Data File on the Michigan page UnitedForALICE org Michigan. MICHIGAN ALICE REPORT 2019,AT A GLANCE MICHIGAN,2017 Point in Time Data.
Population 9 962 311 Number of Counties 83 Number of Households 3 935 132. How many households are struggling, ALICE an acronym for Asset Limited Income Constrained Poverty. Employed comprises households that earn more than 14. the Federal Poverty Level but less than the basic cost of ALICE. living for the state the ALICE Threshold Of Michigan s 57 29. Above ALICE, 3 935 132 households 536 594 earn below the Federal Threshold. Poverty Level 14 percent and another 1 128 012,29 percent are ALICE. How much does ALICE earn 3 000,Number of Jobs in thousands. In Michigan 61 percent of jobs pay less 61,than 20 per hour with almost two thirds 2 500.
of those jobs paying less than 15 per,hour Another 29 percent of jobs pay from. 20 to 40 per hour Only 8 percent of 1 500,jobs pay from 40 to 60 per hour 29. 1 000 30 40,What does it cost to afford 500 8,the basic necessities 0. Despite a low rate of inflation nationwide Less Than 20 40. 40 60 60 80 Above 80,12 percent from 2010 to 2017 the. bare minimum Household Survival Budget, increased by 26 percent for a single adult and 27 percent for a family Affording only a very modest living this.
budget is still significantly more than the Federal Poverty Level of 12 060 for a single adult and 24 600 for a. family of four,Household Survival Budget Michigan Average 2017. SINGLE ADULT 2 ADULTS 1 INFANT 1 PRESCHOOLER,Monthly Costs. Housing 509 739,Child Care 1 122,Food 199 604,Transportation 347 693. Health Care 236 887,MICHIGAN ALICE REPORT 2019,Technology 55 75. Miscellaneous 159 464,Taxes 248 522,Monthly Total 1 753 5 106.
ANNUAL TOTAL 21 036 61 272,Hourly Wage 10 52 30 64. New to budget in 2017 4,Full time wage needed to support this budget. Michigan Counties 2017 Michigan Counties 2017,TOTAL ALICE TOTAL ALICE. COUNTY COUNTY,HOUSEHOLDS POVERTY HOUSEHOLDS POVERTY. AT A GLANCE MICHIGAN Lenawee 38 559 37,Alcona 4 979 43.
Livingston 72 726 31,Alger 3 244 54,Luce 2 253 57,Allegan 44 766 36. Mackinac 5 132 39,Alpena 12 789 44,Macomb 346 457 39. Antrim 9 732 36,Manistee 9 810 49,Arenac 6 663 48,Marquette 25 725 46. Baraga 3 009 58,Mason 12 186 45,Barry 23 539 37,Mecosta 15 641 51. Bay 44 907 45,Menominee 10 593 41,Benzie 6 911 42,Midland 34 096 34.
Berrien 64 166 42,Missaukee 5 941 48,Branch 16 415 47. Monroe 59 528 36,Calhoun 54 556 45,Montcalm 23 556 49. Cass 20 686 40,Montmorency 4 074 52,Charlevoix 11 234 37. Muskegon 64 581 45,Cheboygan 11 348 42,Newaygo 18 772 45. Chippewa 14 004 48,Oakland 504 944 32,Clare 12 726 55.
Oceana 10 176 47,Clinton 29 959 34,Ogemaw 9 325 47. Crawford 6 025 48,Ontonagon 2 945 48,Delta 15 920 40. Osceola 9 010 51,Dickinson 11 269 46,Oscoda 3 728 52. Eaton 44 329 30,Otsego 9 880 42,Emmet 14 496 42,Ottawa 104 281 31. Genesee 165 719 46,Presque Isle 5 929 43,Gladwin 10 990 47.
Roscommon 11 131 50,Gogebic 6 660 51,Saginaw 80 958 44. Grand Traverse 38 211 34,Sanilac 17 121 45,Gratiot 14 736 51. Schoolcraft 3 282 54,Hillsdale 17 896 45,Shiawassee 27 277 39. Houghton 13 157 50,St Clair 65 117 40,Huron 13 880 41. St Joseph 23 831 47,Ingham 111 915 44,Tuscola 21 624 43.
Ionia 22 625 43,Van Buren 29 037 44,Iosco 11 457 46. Washtenaw 140 729 39,Iron 5 315 49,Wayne 683 986 56. Isabella 25 000 51,Wexford 13 105 48,Jackson 62 220 42. MICHIGAN ALICE REPORT 2019, Kalamazoo 104 075 38 Sources Point in Time Data American Community. Survey 2017 ALICE Demographics American Community, Kalkaska 7 019 46 Survey the ALICE Threshold 2017 Wages BLS 2017.
Kent 240 678 37 Occupational Employment Statistics Budget BLS 2017. Consumer Expenditure Surveys Consumer Reports 2017. Keweenaw 1 013 41 HUD 2017 Fair Market Rents IRS 2016 Individual. Income IRS 2017 SOS Tax Stats Michigan Department,Lake 4 555 61. of Education Office of Great Start 2018 Tax Foundation. Lapeer 34 271 39 2017 2018 USDA 2017 Official USDA Food Plans. Leelanau 9 022 33,ALICE BY THE NUMBERS, In Michigan ALICE households exist in all age groups across all races and ethnicities in single and two parent. families and in households with or without children They exist in all parts of the state from urban Detroit to. the suburbs of Grand Rapids to rural communities across the northern regions of the state This section drills. down to reveal demographic characteristics of ALICE and poverty level households by age race ethnicity and. household type over time It also reports on important local variations that are often masked by state averages. Overall population changes In Michigan the total number of households increased by 3 percent between. 2010 and 2017 to 3 935 132 The number of ALICE and poverty level households increased more from. 1 569 992 in 2010 to 1 664 606 in 2017 a 6 percent increase. Poverty The number of households in poverty defined in 2017 as those earning 12 060 for a single. adult and 24 600 for a family of four fell from 570 417 15 percent of the total household population in. 2010 to 536 594 14 percent of the total household population in 2017 reflecting a 6 percent decrease. ALICE The number of ALICE households grew from 999 575 in 2010 to 1 128 012 in 2017 a 13 percent. increase The proportion of all households that were ALICE rose from 26 percent to 29 percent during that. period Figure 1,Household Income Michigan 2010 to 2017. 3 857 706 3 935 132,4 000 000 3 810 831 3 817 249,Households. 26 25 26 29,15 16 15 14,2010 2012 2015 2017,Poverty ALICE Above ALICE Threshold.
MICHIGAN ALICE REPORT 2019, Sources American Community Survey 2010 2017 the ALICE Threshold 2010 2017 for additional data and ALICE Methodology see UnitedForALICE org. HOUSEHOLDS BY AGE, Two major population bubbles are changing communities across Michigan The baby boomers born between. 1946 and 1964 are the largest generation and as they age their needs and preferences change The second. largest group is the millennials adults born between 1981 and 1996 according to the Pew Research Center. who are making different lifestyle and work choices than previous generations Between the two population. bubbles is the smaller Generation X made up of adults born between 1964 and 1980 To analyze general. trends the ALICE data is presented by household in more precise Census age breaks under 25 25 44 45. 64 and 65 and older Millennials are covered by the youngest two brackets and baby boomers by the oldest. two Colby Ortman 2014 Dimock 2019,Aging Population. The increase in the number of ALICE households in Michigan is driven by senior households 65 years and. older The number of senior households increased 20 percent from 870 656 in 2010 to 1 045 272 in 2017. Figure 2 The number of senior households with income below the ALICE Threshold grew by 17 percent. between 2010 and 2017 By 2017 41 percent of senior households had income below the ALICE Threshold. The next oldest age group households headed by 45 to 64 year olds remained flat between 2010 and 2017. yet the number of these households with income below the ALICE Threshold increased by 6 percent a. surprising drop in income for those in their prime earning years American Community Survey 2010 2017. Younger Households, Even though the total population of millennials is increasing the number of households headed by them is. not growing at the same rate The youngest segment of millennials households headed by those under 25. years old increased by 3 percent from 154 879 households in 2010 to 159 882 in 2017 and the number with. income below the ALICE Threshold fell by 2 percent during that time period The older and larger segment of. millennials households headed by 25 to 44 year olds decreased by 4 percent overall and the number with. income below the ALICE Threshold remained nearly unchanged. Unlike previous generations of young Americans many millennials cannot afford to live on their own Instead. they are more likely to live with their parents or with roommates And for the first time in more than a century. they are less likely to be living with a romantic partner compared to previous generations These patterns vary. among some millennials from immigrant families Yet overall in Michigan people under the age of 25 who are. the head of their household i e don t live with parents older relatives or older roommates partners are far. less likely to be able to afford basic necessities with 76 percent of them living below the ALICE Threshold in. 2017 American Community Survey 2010 2017 Cilluffo Cohn 2017 W H Frey 2018. MICHIGAN ALICE REPORT 2019, Household Income by Age of Head of Household Michigan 2010 to 2017.
DECREASED HOUSEHOLDS INCREASED DECREASED HOUSEHOLDS INCREASED. Under 25 Years Under 25 Years,159 882 3 2 121 686,25 44 Years 25 44 Years. 4 1 162 992 501 341,45 64 Years 45 64 Years,1 566 986 614 785 6. Over 65 Years Over 65 Years,1 045 272 20 426 794 17. TOTAL TOTAL,3 935 132 3 1 664 606 6,HOUSEHOLDS HOUSEHOLDS BELOW ALICE THRESHOLD. Sources American Community Survey 2017 the ALICE Threshold 2017. HOUSEHOLDS BY RACE AND ETHNICITY, Statewide changes in financial stability are driven by changes in the income of White non Hispanic.
households because they make up the largest racial group by far in Michigan but these trends often mask. important changes in other ethnic groups For example in Michigan the number of Asian and Hispanic. households grew faster than Black and White households from 2010 to 2017 Asian households increased by. 28 percent to 95 899 and Hispanic households increased by 20 percent to 133 124 In comparison the number. of Black households increased by 3 percent to 527 029 while White households grew by only 1 percent to. 3 086 693 see the note on race ethnicity in the Research Framework box in the Executive Summary. A breakdown by race and age shows other important trends. Among young households population change varies by race ethnicity The number of White under 25. year old households remained stable between 2010 to 2017 Black households in this age group saw a decline. of 16 percent However this trend was reversed for under 25 year old Asian and Hispanic households which. MICHIGAN ALICE REPORT 2019, increased by 63 percent and 18 percent respectively Population change for households headed by the next. oldest age group 25 to 44 year olds also varied by race ethnicity with slight declines in Black and White. households and increases in Asian and Hispanic households.

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